Are you tired of waiting for your ERC refund checks?

Get Your ERC Money Upfront

You get paid today.

We get paid when the check comes from the IRS.

Finance ERC LLC BBB Business Review

I got my money fast. I couldn’t believe it 🙂

“I was not aware I could get my ERC money so fast. My company needed the money ASAP. My account representative made the process super easy and followed up with me regularly via email and phone. It was a great experience. Thank you for keeping my business afloat.”

– Charles R.

Check Your Estimated ERC Refund Status

How long ago did you file your 941-X with the IRS?

Your business. Your money.

Get it faster with Finance ERC.

Your business. Your money. Get it faster with Finance ERC.

Easy, equitable ERC refunds: Get your money without the usual hassle.

No more waiting months: Your funds delivered within just 7-10 days.

Free, no-obligation check: Find out if you qualify with zero commitments.

Recently Purchased ERC’s

Security Company in TX 1.3 Million
Healthcare Provider NJ $759,000
Promotional Products Company IL $290,000
Employment Company FL $616,000
Software Company in OH $525,000

Finance ERC provides money today for your ERC credit.

3 Steps to finance your ERC Refund: 1. Determine eligibility 2. Calculate amount 3. Get Paid


Finance ERC gets you paid faster with an ERC Credit Advance.

Receiving Employee Retention Credit (ERC) refunds can take up to 12 months+. Why wait when you could use your money today?
Why work with Finance ERC for your ERC Refund? It's Easy.



From application through funding, we do all the heavy lifting, so you can focus on doing what you do best, growing your business.

Why work with Finance ERC? It's economical.



Unlike a loan or revenue-based financing product, there are no daily, weekly, or monthly payments against the money we provide to you today.*

Why work with Finance ERC for your ERC Refund? It's fast.



Rather than waiting for your ERC money,  which can take 12+ months, Finance ERC buys your ERC refund as soon as you file. You get paid today, and we get paid when the ERC check arrives, which can take up to 12 months.

Get Your ERC Credits Upfront

The Employee Retention Credit (ERC) is a program created in response to the COVID-19 pandemic and economic shutdown via the CARES ACT which was created by Congress and incentivizes companies and small businesses with a refundable tax credit for maintaining their payroll during 2020 and 2021.  While most companies were familiar with the Payroll Protection Program (PPP), those in the industry have described the ERC program as “America’s Best Kept Secret.”

The IRS has a large backlog of ERC requests and hence it has been taking as long as 12 months+ for checks to be sent to those that requested their Employee Retention Credit. This is where the founders of Finance ERC saw a problem and decided to create a solution. While the program was designed to help businesses affected by the COVID-19 pandemic, it is taking a long time to get the ERC refund money in the hands of small businesses that need the money today.

This is where Finance ERC comes in to help these businesses and owners. We can purchase a businesses’ Employee Retention Credit today and provide them money to run and grow their business, rather than waiting for months and months for the check to arrive. LEARN MORE…

Download Our Application

* Requirements: You, the business owner or partner, have filed for your ERC >$75K, & have filed your 2021 tax return.

We buy up to 70% of the total ERC amount.  This is not a lending product.  There are no out-of-pocket costs to you or your clients. We require no daily, weekly, or monthly payments against the money we provide to you or your clients today. We get paid when the ERC check arrives.

Finance ERC LLC provides an ERC purchase program in all states except Massachusetts and California. In California, Finance ERC West Inc. provides loans under its California Lenders License #6031097.


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Get your ERC money today with Finance ERC